
Amy Neal
Chief OPerating Officer
Access financial tips and everything you need to reach your goals.














At Life After Debt, we're more than just advisors; we're a community that understands. We've walked the path of financial hardship, and we're dedicated to providing a safe, shame-free space for you to regain control. Our free clarity calls connect you with resources that make a real difference, offering immediate relief. You're not alone in this journey. We're here to guide you to lasting financial freedom. We have helped thousands of individuals flip their script financially and we are committed to doing the same for you. There truly is Life after Debt and we will get you there.
WHAT WE DO
Book Your Free Clarity Call
Book Your Business Breakthough
Join Our Team
With Life After Debt, You Will:
→ Find inspiration and advice to help you take debt-free-ready steps
→ Learn that you’re not alone in this — the average American has some sort of debt struggle, and we’re here to break its stigma
→ Connect with a community of like-minded individuals on the debt-free journey, entrepreneurship journey, and everything in between
Clarity Call
A clarity call is a free, no-obligation chat to help you get a clear picture of your financial situation and explore the best path to getting out of debt. You'll walk away with expert insights, personalized next steps, and a renewed sense of direction—no pressure, just clarity.
Business
Breakthrough
A business breakthrough is that game-changing moment when everything clicks— whether it's overcoming an obstacle, leveling up, or finding a new direction. With expert coaching, you'll gain clarity, challenge roadblocks, and unlock the next phase of growth.
Join Our Team
People don’t just need financial advice— they need real support and a way forward. That’s why I started Life After Debt. Now, I’m looking for people who share that same passion.
If you’ve overcome financial struggles and want to help others do the same, this is your sign.
about our team
Meet Amy
Amy's heart to help and serve others is what drives her daily.
With over 25 years of extensive experience in sales and business development, she is renowned for driving significant revenue growth through strategic planning and data-driven decision making.
Amy has spent her career working with others to help them develop the skills they need for success.
"Debt freedom is the one freedom that opens all the other freedom doors in your life"
“A couple of years ago we lost our business, which meant a large six-figure income vanished overnight. That led us down a road of unwanted debt to survive. In fact, $35,000 of debt to be exact. It put pressure on our marriage and our ability to rebuild our life. Amber offered simple hope, a simple plan to attack our debt. First, we made a decision. Then we executed it. In just about a year’s time, we were debt-free again! Debt freedom is the one freedom that opens all the other freedom doors in your life!”

Financial Freebie
Trending Spending
This free workbook is designed to help you track your daily spending habits and understand your financial situation. By starting the day with a clear picture of your finances, you can aim to end each day in the green rather than the red.
GET READY TO FLIP YOUR SCRIPT
GET READY TO FLIP YOUR SCRIPT
LISTEN IN and
Get Inspired
Listen to past episodes of the Life After Debt Podcast and get inspired you to take charge of your life. We're here to guide you in cutting your spending and eliminating the weight of credit card debt, freeing you from the burden of shame and guilt.
REAL people, REAL RESULTS
Testimonials
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"Her and her team worked endlessly, and 100% of my debt was cut in half!"
"Amber and I met in the middle of what felt like a financial nightmare. I had checked all the boxes, yet I could not pay off my 18K debt. She didn't judge me for my past financial decisions, she just told me "We're taking care of this". That was an answered prayer. Her and her team worked endlessly, and 100% of my debt was cut in half! Life after debt is a sweet place to be!! Highly recommend Amber and her team!”
-Gee -
"Debt freedom is the one freedom that opens all the other freedom doors in your life"
“When Larry and I met Amber a couple of years ago, we had just lost our business, which meant a large six-figure income vanished overnight. That led us down a road of unwanted debt to survive. In fact, $35,000 of debt to be exact. It put pressure on our marriage and our ability to rebuild our life. Amber offered simple hope, a simple plan to attack our debt. First, we made a decision. Then we executed it. In just about a year’s time, we were debt-free again! Debt freedom is the one freedom that opens all the other freedom doors in your life!”
-Kelly -
"Amber has been a friend throughout the process as well as a tough, but fair, overseer of our mission"
"Amber has been a friend throughout the process as well as a tough, but fair, overseer of our mission. She has always been brutally honest and has never been misled during this journey. It is often hard for a "friend-to-friend" venture but, in this case, we could not have asked more from her. Working with her over these past few years has been an enriching experience. And Amber… thank you for always being you.”
-Nick