Your Reflection & 2026 Action Plan
As the final weeks of 2025 draw to a close, we want to pause and sincerely congratulate you. You have shown resilience, dedication, and incredible focus. Building a life after debt isn't just about paying off balances; it's about building a life of intentionality, clarity, and true prosperity. We celebrate every step you took this year!
The New Year's Resolution Reality Check: Bridging the Intention Gap
Every December, the air is thick with dreams—dreams of more money, a thriving business, and ultimate financial freedom. We are all dreamers, but here's a sobering truth: many people dream, and few people plan.
While 70% of people set financial goals, studies show that only around 8% actually achieve them. That is a massive gap between intention and impact.
The difference between the 70% who wish and the 8% who succeed is simple: Clarity, Accountability, and a Written Plan.
2026: Be Clear. Be Vocal. Be Victorious.
Ask yourself these powerful questions and write down the answers today:
What is the exact dollar amount you want to save or invest in 2026?
What specific new revenue stream or business offering will you launch to increase your income?
What is the one financial habit you must stop/start to achieve your goal (e.g., stop impulse buying, start weekly tracking)?
What is the non-negotiable impact you want your business or finances to have on your life or community?
Ready for the 8% Club? The Life after Debt Team is Here.
Planning is the hardest part of any transformation, and you don't have to do it alone. Clarity requires conversation. The Life after Debt Team is ready to help you curate the exact plan you need to turn your 2026 desires into guaranteed results.
This is for those who have the dreams but need a step-by-step roadmap for their personal finances—budgeting, saving acceleration, investing goals, or aggressive debt paydown strategies.
The Outcome: You walk away with a specific, measurable, achievable, relevant, and time-bound (SMART) plan that you can implement the moment the clock strikes midnight on January 1st.
The Business Brainstorm is for our entrepreneurs and side-hustlers who are ready to stop playing small and explore innovative, high-leverage strategies for their business income in the new year.
The Outcome: A fresh perspective on monetization, new product/service ideas, and a powerful plan for exponential revenue growth in 2026.
The time for dreaming is over. The time for planning is now. 2026 is not the year for resolutions; it is the year for execution.
Thank you for being part of this incredible community. We can’t wait to see what you achieve.
Don't just dream of Life after Debt—plan it. We'll see you in 2026, ready to work.
Sincerely,
The Life after Debt Team
Life After Debt
Feeling trapped by debt? Life After Debt is your ticket to financial freedom. It's time to take control of your life! Our mission is to empower you to slash your spending, get rid of credit card debt, and break free from the weight of shame and guilt. Say goodbye to the grip of debt and discover how we can guide you toward a brighter, debt-free future. See how we can help below!