Financial Literacy by definition is the ability to understand and use various financial skills, including personal financial management, investing and budgeting to obtain wealth. It truly is the foundation for a smart relationship with money. It allows one to understand a variety of important financial skills and concepts. Knowledge is truly power and the more knowledge one can obtain around their finances, the less likely they are to be in a compromising position.

I can vividly remember a time when I struggled to make ends meet and found myself searching for different ways to earn extra income. I was tenacious and committed to being part of the solution rather than part of the problem. I did it all and found it to be so fun to find avenues to drive additional revenue that can get you on the path to financial freedom and allow you to flip your script once and for all.

Finances can seem so overwhelming and for most individuals, you are in a constant state of "What should I do first?" so I thought that in the month of February, I would deliver to you what I feel is a true financial priority list. This should serve to guide you as you navigate your personal finances and my desire is that it also introduces you to some opportunities that you were unaware of until reading it.

Happy 2024 to all of our subscribers. We are so grateful for each and everyone of you who have been on this Life after Debt journey with us. When we launched in 2023, we truly had no of what the response was going to be and to say I am eternally grateful is an understatement. I am a firm believer that God gives each of us giftings that are not for our sole purpose, but for those around who we can bless with our giftings.